Case Study: IHT Planning: II

Challenge

The clients were husband and wife with a large inheritance tax (IHT) exposure. Their asset base included various rental properties sitting with significant capital gains. They approached us for shelter from IHT. We had to consider:

  • Giving away their assets would trigger CGT (capital gains tax)
  • Financial services products were not appropriate in their circumstances

Our Approach

We created a structure that allowed the couple to retain full access to their properties whilst reducing their IHT exposure.

Results

  • Non trust based planning
  • No legacy arrangements
  • No CGT charges
  • Implementation within 3 weeks
  • Full IHT shelter after 7 years

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